I have a strong background in health care and social services, with special interests in nutrition, wellness, and successful aging.
Why a Bill of Rights for Patients?
Over the course of the past 40+ years, different health and medical professional associations have developed and adopted a Patients' Bill of Rights. The Patients' Bill of Rights establishes ethical protocols for how medical and health professionals should interact with patients. Even though physicians enjoyed god-like status, the truth is that they perform a service—a paid service—and those people who utilize those services have a right to expect to be treated with dignity and respect.
The initial Patients' Bill of Rights was established in 1973 by the American Hospital Association (AHA). It was then revised in 1992 to include additional rights and better define the details of all patients' rights.
Brief History of the Patients' Bill of Rights
As stated above, the initial Patients' Bill of Rights was established in 1973 by the American Hospital Association (AHA). It was then revised by the AHA in 1992 to include additional rights and better define the details of all patients' rights.
In 1995 the Association of American Physicians and Surgeons, or AAPS, adopted its own Patient Bill of Rights, termed "freedoms," that state the group's stand on protocols between physicians and patients and also between physicians, patients, and health insurance plans.
For forty years, Sen Edward Kennedy, D-Mass., championed the cause of health care in general, always believing that the individual citizen had a right to the same health care and health care coverage as those enjoyed by U.S. senators.
In 1991 Kennedy joined with 30 other co-sponsors for the Patient Bill of Rights legislation. This legislation and one sponsored by Rep. Charles Norwood, R-Ga., both become mired in Senate and House committees and never found their way into federal law books.
Attempts by Sen John McCain, R-Ariz., and others in both 2001 and 2003 to pass a Bipartisan Patient Protection Act that would give patients the right to sue health care providers based on denied care died in the Senate each time. A similar effort by Sen. Barbara Boxer, D-Calif., in 2004 died in committee.
In 2006 legislation was passed on the federal level that health care insurers must provide coverage of mental health services to the same extent as services for physical health. This coverage came into effect on January 1, 2010.
The Patient Protection and Affordable Care Act
On March 23, 2010, the Patient Protection and Affordable Care Act was signed into law by President Barack Obama. This legislation has been the topic of much debate, both prior to its passage and since. Often referred to as "Obamacare," the Patient Protection and Affordable Care Act is generally called simply the Affordable Care Act, relegating the patient protection of the law into a dusty corner.
The importance of these now federally-regulated patients' rights should not be underestimated. Previous to this law's passage, patients may have rights conferred to them through the AHA and AASP, but little to no opportunity to defend those rights if they were violated.
The Patient Protection and Affordable Care Act offers rights and protections to patients not only in interactions with physicians and medical facilities but also with health insurance providers (see table).
Separating this law from the politicians and politics of it, let's consider rationally where much of the public buzz comes from in opposition to the Patient Protection and Affordable Care Act—the health insurance industry. Wendell Potter, former Cigna senior executive turned whistleblower, shared the lengths the insurance industry would go to prevent profit increases, including but not limited to using front groups to spread the anti-reform agenda. The front groups would not be directly associated with the insurers but would be directed and paid by them.
These front groups were successful in prohibiting earlier attempts at passing a national Patient Bill of Rights.
Most Recent Additions to the Patients' Bill of Rights
Insurance coverage will be available to people with pre-existing medical conditions, including children age 19 or younger
The right to choose your own doctor within an insurance plan's network of providers
Lifetime limits on coverage will be eliminated
Parents can keep their adult children up to age 26 on their health insurance plans
Health insurance companies can no longer rescind coverage retroactively for arbitrary reasons
You can obtain emergency services at a facility outside your network without incurring out-of-network fees or charges
By the end of 2013, limits on annual health benefits will be eliminated
The health insurance company must spend at least 80 percent of your premium fees for your health care, the not insurance company's overhead and administrative costs
Insurance companies will have to publicly announce and justify increases in premiums
You have the right to ask your health insurance provider to reconsider a denial of payment, termed an "internal appeal"
How the Patients' Bill of Rights Benefits You
You no longer have to accept assignment of a certain physician or health care provider via a health insurance plan. You have the right to refuse treatment, even if it is recommended by your doctor.
You have the right to a second opinion before you make a decision on treatment.
You can seek emergency care when you feel it is necessary and in a medical facility of your choice.
These and many other rights belong to you. Become familiar with them. When a decision by your insurer or physician doesn't feel appropriate to you, read through the Patient Bill of Rights to determine if your situation is covered by one or more of the rights/freedoms.
Don't hesitate to use the services of a patient advocate or a health care attorney or to write your elected federal officials. The Patient Bill of Rights is not a dry, useless document unless you choose to ignore the rights you have.
Resources and References
- Patients' Bill of Rights
AAPS Patients' Bill of Rights
- AHA - Patient Bill of Rights
- A Timeline of Kennedy's Health Care Achievements And Disappointments - Kaiser Health News
- National Survey of Patients’ Bill of Rights Statutes
- Bipartisan Patient Protection Act of 2004 (2004; 108th Congress S. 2083) - GovTrack.us
Feb 12, 2004. S. 2083 (108th). A bill to amend the Public Health Service Act and the Employee Retirement Income Security Act of 1974 to protect consumers in managed care plans and other health coverage. In GovTrack.us, a database of bills in the U.S.
- Bipartisan Patient Protection Act (2001; 107th Congress S. 1052) - GovTrack.us
Jun 29, 2001. S. 1052 (107th). A bill to amend the Public Health Service Act and the Employee Retirement Income Security Act of 1974 to protect consumers in managed care plans and other health coverage. In GovTrack.us, a database of bills in the U.S.
- The Health Care Law & You | HealthCare.gov
- How corporate P.R. works to kill healthcare reform - Salon.com
Health insurers have become expert at using P.R. to get what they want. I got out before the latest round
This content is accurate and true to the best of the author’s knowledge and does not substitute for diagnosis, prognosis, treatment, prescription, and/or dietary advice from a licensed health professional. Drugs, supplements, and natural remedies may have dangerous side effects. If pregnant or nursing, consult with a qualified provider on an individual basis. Seek immediate help if you are experiencing a medical emergency.